Federal Fair Housing Laws Practice Exam

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• Are there limits on compensating for discriminatory terms and conditions under the FHA?
• Which advertising phrase would violate the FHA?
• Which law prohibits any type of discrimination based on race?
• Which scenario illustrates a reasonable modification under the FHA?
• A pregnant woman would be protected under the familial status class.
• What is the primary purpose of the Federal Fair Housing Act?
• Do state and local fair housing laws ever offer greater protections than the FHA?
• Which law requires employers to make reasonable accommodations that enable a disabled person to perform essential job functions?
• If found guily of a Fair Housing violation, in addition to the civil penalty, you may be required to?
• When a Fair Housing complaint is filed HUD will try to reach an agreement with the person a complaint is made against (the respondent). This process is called:
• Which act is the basis for federal protections in housing known as Title VIII?
• Legislation that was specifically designed to provide for a national policy of fair housing was the:
• If a seller instructs not to show a home to anyone who is not a U.S. citizen, which statement is TRUE?
• Which of the following is a correct statement about protected classes under fair housing?
• In addition to income, which bases must credit applications be considered on under the Equal Credit Opportunity Act?
• Where should the Fair Housing poster be displayed?
• Which scenario is most clearly a violation of familial status protections?
• Lenders and other creditors must inform rejected credit applicants of the reasons for denial in writing within how many days?
• If found guilty of a Fair Housing violation, in addition to the civil penalty, you may be required to:
• If a customer selects an agent of similar background by their own choice, does this violate the Fair Housing Laws?
• Which statement best contrasts disparate treatment and disparate impact?
• What is the standard for disparate impact under the FHA?
• Which of the following best defines having a disability?
• Can a property owner discriminate based on sex under the FHA?
• What is redlining?
• What is the typical deadline to file a HUD discrimination complaint?
• Which of the following would NOT be illegal when renting an apartment to a family with children?
• The best way to avoid discriminatory advertising is to:
• Under the Fair Housing Act before amendments, discrimination in housing was prohibited on the basis of which set?
• Refusing to make loans or issue insurance policies in certain areas is known as
• Which of the following groups would be protected under the familial status category?
• AFFH stands for and requires what under the FHA?
• Familial status is defined as:
• The 55+ exemption relates to which protected class?
• Temporary or preliminary relief is sought pending the outcome of the complaint. This is known as?
• To protect himself from Fair Housing suits, an agent should
• All real estate sales and rental offices must display the Fair Housing poster in a location visible to everyone.
• Under FHA advertising rules, which practice is prohibited?
• In what year was the amendment to the Fair Housing Act enacted?
• When is it required to include the Equal Housing Opportunity logo in advertising?
• The actions of real estate professionals may be subject to a higher degree of scrutiny because:
• If a state adds protections beyond the FHA, how do they apply?
• Which would NOT be protected under the handicap status of the Fair Housing Laws?
• Who typically bears the cost of a reasonable modification to common areas?
• The Americans with Disabilities Act requires employers to make reasonable accommodations for disabled employees to perform essential job functions.
• Which statements describe the intent of the Fair Housing Laws?
• Which would meet the definition of having a disability?
• What is required in advertising to comply with the FHA?
• Which of the following is a protected class under the Fair Housing Laws?
• After HUD investigates a discrimination complaint, which option is available to the complainant?
• What should licensees do to comply with the FHA during showings?
• When is the sale or rental of a single-family home exempt from the Fair Housing Laws?
• What documentation can a landlord request when evaluating a request for a disability accommodation?
• Under FHA guidelines, is discriminatory misrepresentation in housing advertising allowed?
• Discrimination based on which factor is prohibited by federal law for housing?
• Which advertising would be discriminatory?
• When a credit application is denied, what must the lender provide?
• Which accessibility features are typically required in new multifamily housing?
• If HUD finds reasonable cause to believe that discrimination occurred, the case will be heard in an administrative hearing within ______ days.
• If you suspect a fair housing violation, what sequence of actions is appropriate?
• Which statement about elderly housing exemptions is accurate?
• Is it necessary to intend to discriminate in order to be guilty of discrimination under fair housing laws?
• Steering involves directing home buyers or renters to or away from neighborhoods based on what characteristic?
• Maintaining records of property showings primarily serves to demonstrate what?
• Which statement is true about disability definitions?
• Why are the actions of real estate professionals subject to a higher degree of scrutiny under fair housing laws?
• Familial status and handicap were added as protected classes in _____?
• Refusing to make loans or issue insurance policies in certain areas is known as
• Which practice helps agents defend against Fair Housing claims?
• Where must the Fair Housing poster be displayed?
• Familial status is defined as:
• It is necessary to intend to discriminate to be guilty of discrimination.
• A handicapped tenant may make reversible changes to a structure if
• Which statement about familial status protections is accurate?
• Familial status definition question: which scenario best demonstrates familial status protection?
• Under fair housing guidance, who bears the cost for reversible modifications made by a handicapped tenant?
• How does the FHA interact with state or local fair housing laws?
• Which law requires employers to make reasonable accommodations to enable a disabled person to perform essential job functions?
• Who is NOT protected by the fair housing laws according to the material?
• Under the FHA, which statement about service animals and emotional support animals is true?
• What is HUD's role in FHA investigations?
• Which statement best reflects a protected class added in 1974?
• Which action would constitute retaliation under the FHA?
• Which scenario is exempt under the Fair Housing Laws?
• What act prohibits discrimination on the basis of race, color, nationality, sex, marital status or age in the granting of credit?
• Which of the following is a protected class under federal fair housing laws?
• A practice involving inducing panic selling for financial gain by insinuating that a minority group is moving into the area is called:
• Are accessibility design requirements under the FHA limited to new construction?
• Which of the following statements could be interpreted as discriminatory?
• What should licensees do if they suspect a fair housing violation?
• Under handicap status, are illegal drug users considered disabled?
• Which agency enforces the FHA at the federal level?
• Discriminatory advertising in housing is addressed by the Fair Housing Laws; Which statement is correct?
• Which of the following statements about assistance animals as a reasonable accommodation is correct?
• Which of the following is true regarding filing a housing discrimination complaint?
• What is the purpose of the Equal Housing Opportunity logo in advertising?
• Which group was added as a protected class in 1974?
• Which statement best describes adaptability in housing design?
• All real estate sales and rental offices must display the Fair Housing poster where it can be seen by all.
• Which act prohibits discrimination based on marital status and age, in addition to other protected classes?
• What is the difference between reasonable accommodation and reasonable modification under the FHA?
• Appraisers are bound by the fair housing laws.
• Which practice would be illegal under the Fair Housing Act if based on protected status?
• Which statement about Section 8 voucher holders is correct under the FHA?
• Can religious organizations limit occupancy to members of their faith?
• Which statement best describes the scope of the Fair Housing Act?
• Which of the following would be protected under the familial status protected class?
• In what year was sex/gender added to the Fair Housing Laws as a protected class?
• Which statement reflects the policy on modifications by handicapped tenants?
• Is it legal to refuse to rent to a family with children?
• Which action constitutes illegal steering?
• Is 'source of income' a protected class under the Federal Fair Housing Act?
• Which act prohibits discrimination in lending based on marital status and age, in addition to other protected classes?
• Which act prohibits discrimination on the basis of race, color, nationality, sex, marital status or age in the granting of credit?
• Which option describes a non-discriminatory screening process under the FHA?
• What is the difference between accessibility and adaptability in housing design?
• Blockbusting is best described as which statement?
• Which of the following describes what happens after a FHA complaint is filed with HUD?
• "55 or older" exemption to the familial status class requires that ____ of the units be occupied by persons 55 or older, and must provide significant facilities and services to meet the physical and social needs of older persons.
• In screening rental or purchase applicants, which approach is consistent with fair housing requirements?
• Which statement about misrepresentation in FHA advertising is true?
• Which agency may be involved in authorizing action for temporary relief in a Fair Housing Act violation?
• Can FHA allegations include discriminatory lending practices?
• Which statement about displaying the Fair Housing poster is correct?
• Which of the following are prohibited practices under the Fair Housing Laws?
• Which advertising practice could be construed as discriminatory?
• Placing the equal housing opportunity slogan or logo in advertising reaching some geographic areas, but not others, could be discriminatory.
• Which of the following would meet the definition of having a disability?
• If a complaint is filed against a property manager for discrimination, the complaint is filed with?
• Who commits steering in fair housing violations?
• In housing advertising, which practice aligns with fair housing requirements?
• All of the following are protected classes EXCEPT:
• What is the term used when HUD can authorize the Attorney General to seek temporary or preliminary relief in a Fair Housing Act matter?
• Under the FHA, which statement about disability definitions is true?
• Which statement best defines pattern or practice discrimination under the Fair Housing Act?
• Which pair of laws are cited as governing housing and credit discrimination in the material?
• The executive order prohibiting all discrimination in the sale, rental, or use of residential property owned, operated, or financed by the federal government is known as:
• Which statement describes the Equal Opportunity in Housing order?
• A Hispanic couple asks you to find them a house to buy. You show them property only in neighborhoods occupied by predominantly Hispanic families. This is an example of
• Which of the following describes the remedies available under the FHA?
• Which statement about compensating discriminatory terms and conditions is correct?
• Which advertising practice would be considered less effective and potentially discriminatory under fair housing rules?
• Which property would be exempt from the familial status law?
• Does the FHA apply to public housing authorities?
• An agent listed a house and was told by the seller not to show his home to anyone who is not a U.S. citizen. Which statement is TRUE?
• Which statement describes the relationship between race discrimination and housing law?
• 62+ housing may be exempt if what condition is met?
• Which agencies are responsible for enforcement of the Federal Fair Housing Laws?
• What is the owner-occupied 1–4 unit exemption?
• Which of the following would NOT be protected under the handicap status of the Fair Housing Laws?
• Which groups are protected under the Federal Fair Housing Act?
• Which statement describes retaliation under the FHA?
• Which practice would be least effective in ensuring compliance with fair housing advertising rules?
• What does blockbusting mean in FHA terms?
• Which statement describes landlord steps when a tenant requests a disability accommodation?
• Is it permissible to refuse a Section 8 voucher holder?
• A practice involving inducing panic selling for financial gain by insinuating that a minority group is moving into the area is called:
• Which of the following would be exempt from the Fair Housing Laws?
• What are the protected classes under the Fair Housing Laws?
• What can HUD do if a fair housing complaint is substantiated?
• If, after investigating a complaint, HUD finds reasonable cause to believe that discrimination occurred, the case will be heard in an administrative hearing within ___ days.
• A violation of the Fair Housing Laws is considered a misdemeanor UNLESS:
• Redlining is best described as refusing to make loans or issue insurance in certain areas.
• What is the 80% occupancy rule associated with 55+ housing?
• Persons with AIDS are protected under the handicap classification.
• Lenders and other creditors must inform all rejected credit applicants of the reasons for denying or terminating credit. Notice must be given in writing within how many days?
• Are newly constructed multifamily buildings subject to accessibility design requirements under the FHA?
• What must housing providers do to qualify a property as older persons housing (55+ or 62+)?
• Under the Equal Credit Opportunity Act, discrimination in lending is prohibited based on which factors?
• What act requires employers to make reasonable accommodations that enable a disabled person to perform essential job functions, such as making the work site accessible, restructuring a job, providing part time or flexible work schedules and modifying equipment that is used on the job?
• What is a reasonable modification to common areas?
• Which entity would typically hear a housing discrimination case after HUD finds reasonable cause?
• Familial status and handicap were added as protected classes in _____?
• Which agency handles discrimination complaints against housing providers?
• Can private clubs restrict housing to members?
• The Civil Rights Act of 1866 prohibits discrimination based on
• Which agency is primarily responsible for enforcement of the Federal Fair Housing Laws?
• In the scenario described, what is the violation called?
• How does the FHA define disability?
• Who is NOT protected by the fair housing laws?
• Who may be authorized to go to court to seek this relief?
• Which statement describes the interactive process in disability accommodation requests?
• Which term describes refusing to lend or insure in certain areas?
• Under the Fair Housing Laws, when is the sale or rental of a single-family home exempt?
• Which statement about FHA coverage is accurate?
• What does steering mean in fair housing practice?
• Which agency handles fair housing complaints?
• How should advertising avoid discriminatory language in multilingual markets?
• A Claimant may choose to bring his housing discrimination case either before an Administrative Law Judge or:
• What is a reasonable accommodation under the FHA?
• What is the purpose of reasonable accommodations in employment law?
• If a complainant needs immediate help to stop a serious problem that is being caused by a Fair Housing Act violation, HUD may authorize the Attorney General to go to court to seek temporary or preliminary relief, pending the outcome of the complaint. This is known as:
• Which of the following is an example of an accessibility design element commonly found in new multifamily housing?
• What are the 55+ and 62+ exemptions for older persons housing?
• In the context of fair housing, which group is explicitly listed as protected by the laws?
• Diversity in office staff and sales associates serves what function for a brokerage firm?
• An Asian couple asks a real estate agent to show them houses for sale. The agent showed them houses in an area that is predominantly Asian. Which statement is TRUE?
• What is the role of testing in fair housing enforcement?
• The 1972 amendment to the Fair Housing Act requires what?
• What is a reasonable modification under the FHA?
• A Claimant may choose to bring his housing discrimination case either before an Administrative Law Judge or:
• Which act was designed to provide a national policy of fair housing?
• The Civil Rights Act of 1866 prohibits discrimination in housing on the basis of which characteristic, with no exceptions?
• Under the Fair Housing Act, discrimination is prohibited in sale, rental, financing, and which of the following?
• Which accessibility requirements apply to housing constructed after the 1991 amendments?
• Which advertising practices are prohibited by the FHA?
• A claimant may choose to bring his housing discrimination case either before an Administrative Law Judge or:
• Before amendments, the Fair Housing Act forbade discrimination in the sale, rental, and financing of housing, and in the provision of brokerage services, on the basis of: